You have worried about it for years. Your loved one needs care but
how is it going to paid for.

The good news is that there are programs in many states that can help pay for the costs of ElderCare.

 

No Matter What Your Income Is There Is Help.

 

Nursing Home
$7,000 per month
Assisted Living
$3,000 per month
Caregiver
$22.00 per hour
Government
Programs
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We Can Also Help You Find Quality Assisted Living, Nursing Homes or In-Home Care
What Is Assisted Living?
Differences between Independent Living differ and Assisted Living or Congregate Housing
Seniors who opt for Independent Living must be able to manage their home and personal needs on their own. In an Assisted Living facility, by contrast, residents require and receive some custodial care, such as help with bathing, dressing, grooming, and eating. Medical care is limited. CCRC’s allow for independent living in separate houses or apartments, with the addition of both custodial (Assisted Living) care and medical (Nursing Home) care as necessary. CCRC residents can move back and forth between various facilities in the same general location, as their needs for care change over time. Unlike CCRC’s, Independent Living by itself is entirely separate from nursing homes or assisted living facilities, which may be quite a distance away from the independent living community.
Good candidates for Independent Living
Independent Living is ideal for seniors who:
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are healthy and able to care for themselves;
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want to live independently;
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desire the security to be found in a seniors-only community;
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no longer want to maintain a house;
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prefer to live among their peers;
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can communicate with doctors and caregivers by themselves, or with the help of family or friends,
but without the help of trained, onsite staff;
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have enough money to pay for the kind of home they are looking for, or else can be satisfied with subsidized housing.
If a senior needs occasional personal or medical care, they must be able to bring in health care providers from outside the community.
Types of Independent Living options available
The physical structure of Independent Living facilities is quite diverse. As noted above, any housing arrangement designed exclusively for seniors qualifies as senior Independent Living.
The available communal space depends upon the Independent Living community. Some provide only a small communal sitting room. Others have entire community centers that include dining rooms and recreational facilities. Most Independent Living units include small kitchens, and some communities also offer meals in a communal dining area. The cost of the facility reflects the amount of community space and its designated use.
The most common types of Independent Living communities for seniors are:
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Senior apartments
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Retirement communities
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Low-income housing
Senior Apartments
Senior apartments are apartment complexes restricted by age, usually 55+. Some senior apartments are
converted private homes or converted apartment complexes.
When senior complexes are constructed or remodeled from existing structures, assistive technologies such as handrails and pullcords are often built in as an added value for seniors.
Some senior apartment complexes provide community services such as recreational programs, transportation services, and meals in a communal dining room.
Retirement Communities
Retirement communities are groups of homes or condominiums that are restricted to seniors age 55 and over (or in some cases, 62+). Retirement communities may be:
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single-family or attached homes
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mobile or manufactured homes
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cluster housing
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standard subdivisions
Depending on the particular community, residents may lease or buy their housing unit. Some senior communities are enormous, with residents numbering in the thousands. Others have only a few hundred residents. Again, the services and shared facilities vary.
Low-Income Housing
Many senior apartment complexes are subsidized by the U.S. Department of Housing and Urban Development (HUD). Because these apartments are usually rented at below-market rates, waiting lists can take years to turn over.
What Is Independent Living?
We serve the following States and Cities:
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AK Alaska, Anchorage
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AL Alabama, Montgomery
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AR Arkansas, Little Rock
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AZ Arizona, Phoenix
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CA California, Los Angeles
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CO Colorado, Denver
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CT Connecticut, Hartford
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DE Delaware, Wilmington
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FL Florida, Orlando
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GA Georgia, Atlanta
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HI Hawaii, Honolulu
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IA Iowa, Des Moines
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ID Idaho, Boise
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IL Illinois, Chicago
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IN Indiana, Indianapolis
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KS Kansas, Kansas City
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KY Kentucky, Lexington
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LA Louisiana, New Orleans
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MA Massachusetts, Boston
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MD Maryland, Baltimore
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ME Maine, Portland
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MI Michigan, Detroit
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MN Minnesota, Duluth
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MO Missouri, Branson
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MS Mississippi, Jackson
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MT Montana, Bozeman
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ND North Dakota, Fargo
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NE Nebraska, Omaha
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NH New Hampshire, Portsmouth
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NJ New Jersey, Newark
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NM New Mexico, Albuquerque
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NV Nevada, Las Vegas
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NY New York, New York
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OH Ohio, Cincinnati
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OK Oklahoma, Tulsa
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OR Oregon, Portland
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PA Pennsylvania, Philadelphia
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RI Rhode Island, Providence
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SC South Carolina, Charleston
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SD South Dakota, Sioux Falls
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TN Tennessee, Nashville
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TX Texas, Houston
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UT Utah, Salt Lake City
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VT Vermont, Burlington
City
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Atlanta
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Austin
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Baltimore
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Boston
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Chicago
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Columbus
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Dallas
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Fort Worth
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Fresno
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Fort Lauderdale
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Houston
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Indianapolis
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Jacksonville
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Las Vegas
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Long Beach
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Long Island
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Los Angeles
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Louisville
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Memphis
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Miami
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Milwaukee
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Minneapolis
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Nashville
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New Orleans
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New York
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Oakland
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Orlando
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Philadelphia
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Phoenix
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Portland
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Sacramento
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San Antonio
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San Diego
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San Francisco
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San Jose
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Seattle
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St. Louis
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Tampa
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Washington DC
Assisted living residences or assisted living facilities (ALFs) provide supervision or assistance with activities of daily living (ADLs); coordination of services by outside health care providers; and monitoring of resident activities to help to ensure their health, safety, and well-being. Assistance may include the administration or supervision of medication, or personal care services provided by a trained staff person. Assisted living as it exists today emerged in the 1990s as an eldercare alternative on the continuum of care for people, normally seniors, for whom Independent living is no longer appropriate but who do not need the 24-hour medical care provided by a nursing home. Assisted living is a philosophy of care and services promoting independence and dignity.

There is no nationally recognized definition of assisted living in the US. Assisted Living facilities are regulated and licensed at the state level. More than two-thirds of the states use the licensure term "assisted living." Other licensure terms used for this philosophy of care include Residential Care Home, Assisted Care Living Facilities, and Personal Care Homes. Each state licensing agency has its own definition of the term it uses to describe assisted living.

Types
As varied as the state licensing and definitions are, so are the types of physical layouts of buildings that provide assisted living services. Assisted living facilities can range in size from a small residential house for three residents up to very large facilities providing services to hundreds of residents. Assisted living falls somewhere between an independent living community and a skilled nursing facility in terms of the level of care provided. Continuing care retirement facilities combine independent living, assisted living, and nursing care in one facility.

People who live in newer assisted living facilities usually have their own private apartment. There is usually no special medical monitoring equipment that you would find in a nursing home, and their nursing staff may not be available at all hours. However, trained staff are usually
on-site around the clock to provide other needed services. Household chores are performed: sheets are changed, laundry is done, and food is cooked and served. Some homes even have a beauty parlor on site. Grocery service is often available too. Where provided, private apartments generally are self-contained; i.e., they have their own bedroom and bathroom, and may have a separate living area or small kitchen. Registered Nurses and License Practical Nurses are available by phone or e-mail 24 hours out of the day, to ensure proper teaching and/or education of staff available.

Alternatively, individual living spaces may resemble a dormitory or hotel room consisting of a private or semi-private sleeping area and a shared bathroom. There are usually common areas for socializing, as well as a central kitchen and dining room for preparing and eating meals.
Typical resident
Statistically, an assisted living resident needs assistance with an average of three ADLs.
A typical assisted living facility resident would usually be a senior citizen man or a woman who does not need the intensive care of a nursing home but prefers more companionship and needs some assistance in day-to-day living. Age groups will vary with every facility.

The Assisted Living Federation of America reports that the average age of assisted living residents is 86.9 years (female average age, 87.3; male average age, 85.7). Female residents (73.6%) outnumber male residents by almost 3 to 1. The majority (76.6%) of assisted living residents are widowed, and just over 12% are still married or have a significant other. The average length of stay for assisted living residents is 28.3 months (the median is 21.0 months).

Residents of assisted living facilities need not be concerned with daily meal preparation, because a central kitchen and dining facility typically provides three meals each day. The central dining facility also allows for visiting with others without having to leave home. This greatly reduces the isolation that elderly, disabled people may suffer when living alone and who
are afraid (usually for physical reasons) to leave their homes.
Special needs
The residence may assist in arranging the appropriate medical, health, and dental care services for each resident. The resident generally chooses his or her medical doctor and dental services.
Residents who have periods of temporary incapacity due to illness, injury, or recuperation from surgery often are allowed to remain in the residence or to return from a rehabilitation center, skilled nursing facility or hospital if appropriate services can be provided by the assisted living residence. It is important to remember that assisted living residences are a bridge between living at home and living in a nursing home. Assisted living residences do not typically provide the level of continuous skilled nursing care found in nursing homes and hospitals.

More recently built facilities are designed with an emphasis on ease of use by disabled people. Bathrooms and kitchens are designed with wheelchairs and walkers in mind. Hallways and doors are extra-wide to accommodate wheelchairs. These facilities are by necessity fully compliant with the Americans with Disabilities Act of 1990 (ADA) or similar legislation elsewhere.

The socialization aspects of ALFs are very beneficial to the occupants. Normally the facility has many activities scheduled for the occupants, keeping in mind different disabilities and needs.
Many ALFs also serve the needs of the mentally ill community, primarily people with some form of dementia including Alzheimer's disease, but also others as long as they do not present an imminent danger to themselves or others. In the United States, legislation enacted by each state defines not only the level of care, but often what conditions are prohibited from being cared for in such a home